Your life. Your money. Your future.

Teens plan their week, look after their money and save for what matters, with their parents alongside and their school connected.

For ages 13 to 18. A parent gives consent before money features open.

Pocket money that teaches

Set up weekly or monthly pocket money in the parent app. Artha reminds you when it's due and records it once you've given it, so your teen always knows what they really have.

Pocket moneyEvery Saturday+₹500
Moved to savingsCycle goal₹200

Chores that pay off

Agree a task, add a checklist, and choose a reward: money, points, a badge or a privilege. Your teen sends a photo when it's done; you approve with your PIN and the reward lands exactly once.

Water the plantsReward ₹100
Fold the laundry10 points
Science projectDue Friday · 2 hours

Every rupee recorded once, and the books always add up.

Artha keeps a proper ledger: nothing is ever edited away, corrections are shown, and every statement is checked against it.

A budget for the whole year

Plan the year in fourteen categories, from school fees to fun, then split it into months and weeks. Planned money looks different from money in hand, so nobody confuses the two.

Food and living62%
Transport35%
Entertainment88%
Left this monthPlanned, not spent yet₹4,250

Save for goals

A bicycle, a guitar, a course. Set a target and watch it fill; parents can add to it too.

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An AI mentor

It reads your numbers and explains them, drafts plans you confirm, and never moves money.

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Big buys, together

Anything over your family's limit goes to a parent first, approved with a PIN.

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Schools, connected and private

Teachers set class tasks and schools publish fees. Parents record or pay against them, and a family's money stays the family's: staff never see it.

Term 2 fee₹20,000 paid₹15,000
Maths worksheetSet by your teacher

“Artha never moves money. It helps your family decide, and helps your teen understand why.”

Our promise to every family

Questions

Does Artha hold my child's money?

No. Artha keeps the books for your family: what you give, what your teen earns and spends, and what is planned. The money stays wherever it is today, in cash or your bank.

How old does my child need to be?

Artha is for teenagers aged 13 to 18. A parent or guardian links to their account and gives consent before any money features open.

What does the AI mentor do?

It explains your teen's own numbers, helps plan tasks and teaches money basics. It can draft a task or a request, but your teen decides, and it can never move money or approve anything.

Can teachers see our family's money?

Never. Schools see the class tasks they set and fee demands with the payments recorded against them. Anything else is refused and logged.

What does it cost?

Artha is free while we pilot it with families and schools.

Learn the money basics

Short lessons inside Artha, each with something to try.

Needs and wants

2 min read

A need is something you can't do without: food, school books, the bus to school. A want makes life nicer but can wait: new headphones, a third pair of shoes.

What a budget is for

3 min read

A budget is a plan for money you expect, split into categories before you spend it. It is not money you have: a plan of ₹500 for fun this month is not ₹500 in your pocket.

Saving for a goal

2 min read

Saving works best with a target and a date. ₹6,000 for a bicycle in 6 months is ₹1,000 a month, or about ₹250 a week.